Should I stay or should I go?

Where next for your future living arrangements:

1. Reverse Mortgage or
2. Downsize?

These two talks will address important issues facing community members in the Balmain peninsular:

1. Stay in your current home, whilst unlocking the money stored in your residence (Reverse Mortgage).

2. Move to a smaller and more manageable apartment (Downsizing).

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1. Unlock your home equity to boost your retirement income. (Andrew Black)

Join us to learn about your options to boost your retirement income by accessing the equity currently locked in your home. Whether you are looking for an additional retirement income stream, a lump sum to pay for home modifications, a world trip or other large purchase, find out if a reverse mortgage could be a suitable solution.

This information session will show you how a reverse mortgage works, the process from application, accessing your funds through to closing your account. Find out what the funds can be used for and all the important factors you will need to consider, such as impact on aged pension, equity in your home and any inheritance for your family.

2. Why now is the best time to Downsizer you home. (Mark Macduffie)

Hear from the award-winning company helping Australians downsize without the need for a cash deposit. Mark will unpack the key demographic drivers behind the downsizing movement in Australia and explain why now—amid potential interest rate cuts—presents a unique opportunity for this segment.

He’ll also reveal one of superannuation’s best-kept secrets: a tax incentive designed specifically for downsizers. This session offers practical insights for anyone looking to move sooner, not later.

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About Andrew Black

(MFinPlan, Dip. Financial Services (Finance and Mortgage Broking))

Andrew is the Chair of Gateway Bank with over 40 years’ of financial services experience in banking, wealth, insurance and investments with Citibank (United Kingdom and Australia), Commonwealth Bank, St. George Bank and CEO & MD of Skandia Australia and CEO of Plan B Group Holdings.

Andrew has held other non-executive director and advisory board roles in business coaching and personal insurances. He is currently a responsible manager for the AFSL of Alternative Media providing personal and general advice for personal insurances at Compare Club.

Andrew has recent personal experience of a reverse mortgage advising his mother-in-law.

About Mark Macduffie

Mark is the Co-founder and CEO of Downsizer.com, a platform designed to support the 1.9 million Australians planning to downsize their homes. With over 30 years’ experience across international wealth management, institutional banking, global markets and real estate, Mark is a seasoned executive who has led digital innovation across both startup and enterprise. He has served as Chief Technical Office of a social impact platform supporting Indigenous languages and continues to coach founders on tech and go-to-market strategy.